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Charles Schwab & Co., Inc. ("Schwab") is a registered broker-dealer, and is not affiliated with Thames Asset Management. Thames Asset Management is independently owned and operated. Schwab neither endorses nor recommends anyparticular advisor or investment strategy. Thames Asset Management provides investment advisory services for your account. Schwab has agreements with Thames Asset Management under which Schwab provides Thames Asset Management with services related to your account. Schwab does not review the Thames Asset Management Web site, and makes no representation regarding the content of the Web site. The information contained in the Thames Asset Management Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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